Ah, gentle reader: This is a little, 62-page book without a UPC published by Bottom Line Secrets. Since it has no point-of-sale information and because I do not see it on a Good Book Hunting post anywhere (and I don’t tend to pick up financial books at book sales anyway), it’s entirely possible that I received this as a free gift for subscribing to the newsletter. A newsletter it was: On paper, a couple of pages, brief items likely cribbed from somewhere else back before blogs were a thing. I vaguely remember the newsletter; perhaps I subscribed to it briefly when I was planning to be fiscally responsible, or perhaps my sainted mother did and I inherited the book from her.
At any rate, that’s what the book is: Short, blog-sized bits of different financial advice grouped into chapters like Retirement, Taxes, Investing, Saving Money, Business Smarts–well, I guess like is not operative here as those are the five chapters presented not in the order in which they appear in the book. It’s more of a time capsule than advice that’s applicable today–even though this book might have come out in 2003 (it also lacks copyright information, but all contemporary references are to the dot-com crash and tax years are in the G.W.B. administration).
I mean, one of the tips in the saving money section is to take advantage of double coupon day–and to start and present a petition to the grocery store manager to have a double coupon day if your local store does not. The snippets talk about pensions, which I’m not sure even historians know what that word means any more. Tips range from things you would find in Mary Ellen’s columns from the 1980s to great esoterica in the tax code that probably only were operative for a couple of years before they got re-legislated or re-interpreted.
I think the target audience would have been older boomers and maybe the previous generation (which I resolve no longer to call “The Greatest Generation,” Tom Brokaw’s flattery be damned) who probably handled their accounts themselves and were upper-middle class or striving to be there (as I strove, was, and strive again).
But there’s not a lot of applicable advice for today. No Don’t eat out twice a day (limit yourself to twice a week). It does say maybe to not lease a new car every two years–my mother-in-law and father-in-law actually bought new cars every few years, and we’re driving her last new car these days (circa 2008). No Don’t go to Starbucks twice a day (advice I would not have taken circa 2006 when that was an option, and livin’ was easy). No Don’t burn fires every night because they will damage the fireplace whose construction cut corners forty years ago, and you’ll have over a month of increasing costs including to maybe rebuilding the whole chimney from scratch–just let it be and let it be the problem of the next owners or let it fall when Nogglestead is razed for a subdivision (advice I probably would not have taken either).
But the book did provide me with one bit of amusement. A bit of advice on investing:
[The bondholder] Dies early in the year. The accrued interest on the bonds maybe be taxed at low rates if the dececedent had little or no other income in the year he died. Reason: In the year of death, a decedent can claim a full standard deduction (if not itemizing deductions) and a full personal exemption–no proration required.
C’mon, man, don’t make the decedent work that hard. Let him rest. Not quite The Wall Street Journal’s Lifetime Guide To Money‘s ever-lovable euphemism “your retirement ends.” But up there.
So: Well, the strategy of knocking out short books is working–I am able to focus at least this long (well, over a couple of days) while my home is bit by bit going through demolitions of varying degrees, and I might just hit 100 books this year yet.




I picked this book up in Florida 


Although this book was on top of the stacks, I did not just buy it–I bought it in 
I got this book at the Friends of the Springfield-Greene County Library book sale
I cannot find this book in a good book hunting post, which probably means it came from the culling of my youngest son’s bookshelves earlier this year. After finishing
I got this book
I picked this film out from the library for a rewatch on a tiny, 22″ television/monitor combo that does, in fact, have speakers but is so old that it does not have an HDMI port. But it does have a PlayStation 2 attached to it, the PlayStation 2 that functioned as our first DVD player 25 years ago. So I spent the evening watching this film on a small screen from nine feet away. Like we used to do.
This book came out of the last box of books that I received from my mother-in-law when she downsized, what, four years ago? At any rate, I shelved it as part of 
