I don’t need you to loan me a 5k; I have enough of my own.
On the other hand, I have created a new category in my financial software specifically for 5ks, and I’m afraid to see at the end of the year how many hundreds of dollars we will have spent on them. Perhaps I will need to add another mortgage to my house next year to pay for them.
“Reduce debt with a loan”? That’s not how it works. But, perhaps this sort of reasoning works on people who only learned Republicans are evil in school.
