From today’s junk e-mail:
Dear U.S. Bank valued member, Due to concerns, for the safety and integrity of the Internet Banking community we have issued this warning message. It has come to our attention that your account information needs to be updated due to inactive accounts, frauds and spoof reports. If you could please take 5-10 minutes out of your online experience and renew your records you will not run into any future problems with the online service. However, failure to update your records will result in account deletation. Once you have updated your account records your online banking account will not be interrupted and will continue as normal. Please follow the link below and renew your account information. U.S. Bank Internet Banking
Ladies and gentlemen, good grammar and good knowledge of proper English are a stalwart defense against junk e-mail.