Alex Berenson, on Substack, talks about the current health system payment model and sez:
But paying $15,000 a year for care that feels worse than nothing simply seems wrong. At this point, I’m likely to opt out. And I am not alone.
Jeez, I miss paying that little for health insurance for our family of four. I paid more than that five years ago, my last go-round with paying the whole bill myself. Which doubled, effectively, after the passage of the “Affordable” Care Act. And has doubled again since 2025.
Berenson talks about the money sloshing to the top of the industry, but does not specifically call out the increase in premiums which coinkidinkally just about matched the government subsidies sloshed out of the ACA bucket. Nor does he call out the specific things which are mandatory by law that must be included in insurance coverage, which also drives the price of insurance up for everyone. Here in the state of Missouri, everyone pays for autism treatments because our senator, Eric Schmitt, wrote/sponsored a bill to make it mandatory in Missouri. Yay! Increased costs! This was before the ACA, by the way, and before he became a national legislator.
