{"id":4683,"date":"2008-11-26T16:57:00","date_gmt":"2008-11-26T16:57:00","guid":{"rendered":"http:\/\/brianjnoggle.com\/blog\/?p=4683"},"modified":"2017-11-01T17:28:10","modified_gmt":"2017-11-01T22:28:10","slug":"thats-a-neat-trick","status":"publish","type":"post","link":"https:\/\/brianjnoggle.com\/blog\/2008\/11\/26\/thats-a-neat-trick\/","title":{"rendered":"That&#8217;s a Neat Trick"},"content":{"rendered":"<p>I just got a credit card statement in the mail today for my Commerce Bank Small Business Visa.  I&#8217;m turning around and paying it right away because I missed the last deadline by a day because I&#8217;d been in the practice of letting a couple of bills collect before I sat down and wrote a bunch of checks.<\/p>\n<p>So I sit down and look it over.  The statement date is <b>November 18<\/b>.  Today is <b>November 26<\/b>.  It took Commerce Bank eight days to get this to me, which gives me a little more than, what, two weeks to turn it around without exorbitant penalties.<\/p>\n<p>I called and told them it was poor form, and the customer service representative sat in silence while I said, procedurally, this was a dirty trick, and I was displeased with the way they conducted themselves.  I&#8217;m not the best guy at venting my spleen on the phone, and certainly I had no end game (I want a free night at the hotel, I want a charge removed, et cetera), but even calling them to complain ultimately made me feel smaller than if I hadn&#8217;t called because I don&#8217;t expect the policy to ever change because we are a nation of small fries (and now, Goverment Sponsored Entities formerly known as Big Businesses).<\/p>\n<p>But I am empowered, through this blog, to tell you, gentle reader who is searching for photos of Natalie J. Rabb or Commerce employee tracking the business&#8217;s online response.  So there you go.<\/p>\n<p>At this point, I sometimes want to throw up my hands and say, Big Government, Big Business, what&#8217;s the difference?  It&#8217;s all about ossified bureaucracies and procedures designed to glean every possible drop from you for their own purposes.  I guess the difference is choice, which means Big Business needs to trick you, whereas government just has to tell you, so it&#8217;s quite a big difference indeed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I just got a credit card statement in the mail today for my Commerce Bank Small Business Visa. I&#8217;m turning around and paying it right away because I missed the last deadline by a day because I&#8217;d been in the practice of letting a couple of bills collect before I sat down and wrote a [&hellip;]<\/p>\n","protected":false},"author":3334,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-4683","post","type-post","status-publish","format-standard","hentry","category-life"],"_links":{"self":[{"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/posts\/4683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/users\/3334"}],"replies":[{"embeddable":true,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/comments?post=4683"}],"version-history":[{"count":1,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/posts\/4683\/revisions"}],"predecessor-version":[{"id":17106,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/posts\/4683\/revisions\/17106"}],"wp:attachment":[{"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/media?parent=4683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/categories?post=4683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brianjnoggle.com\/blog\/wp-json\/wp\/v2\/tags?post=4683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}